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Insurance Coverage and Financing

Congratulations on deciding to make a valuable investment in your dental health!  Our practice offers a multitude of insurance and financial options to ensure you can comfortably afford the treatment you need and deserve!


  • We accept all dental PPO and Traditional Plans as well as most HMO plans.
    -You are only responsible for what your insurance doesn’t cover, not the entire bill.
    -We submit your claims for you!

Payment Options for your Dental Treatment

  • We offer an In House Discount Plan – IHDP – ENROLL HERE
    20% off of all of our general fees.
    -Receive FREE exams and x-rays at every dental visit.
    -Receive ONE FREE CLEANING per year.
    -Comes with a hassle free (automatic) yearly renewal.
  • Paid in Full Discount – Paying in full for your treatment pays off!
    -Inquire today about the savings available when you pay in full/one payment for the total cost of your (entire) treatment plan.
    -We accept: American Express, Discover, MasterCard and Visa
  • 3rd Party Financing with Care Credit and Springstone Financial
    -Applying for 3rd party financing is quick and easy – receive a credit line within minutes!
    -Receive interest free payments for up to 24 months.
    -Receive a line of credit that can be used at not only our office but your medical and/or vets office too!

Click Here to submit a question for one of our financial coordinators!

What Our Clients Say


What I've always liked about Dr. Stec is his friendly demeanor. He takes the time to explain what he is going to do, and is constantly checking in to make sure I'm comfortable.

Aaron D.

Patient of Dr. Stec in Chicago | 1/12/2013